Job Family - Credit | PH Client

Position Overview

We are seeking a detail-oriented and analytical Credit Analyst to join our Corporate Banking team. The successful candidate will be responsible for assessing the creditworthiness of corporate clients, analyzing financial data, and providing recommendations that support sound lending decisions. This role is critical in managing risk exposure while enabling business growth through strategic financing solutions.

Key Responsibilities

1. Conduct in-depth financial analysis of corporate clients, including balance sheets, income statements, cash flow, and industry trends.
2. Prepare comprehensive credit proposals and risk assessments for loan approvals.
3. Monitor existing client portfolios to identify early warning signals and recommend risk mitigation strategies.
4. Collaborate with Relationship Managers to structure financing solutions tailored to client needs.
5. Ensure compliance with internal credit policies, regulatory requirements, and industry best practices.
6. Present findings and recommendations to senior management and credit committees.
7. Maintain accurate records and documentation for audit and regulatory purposes.

Qualifications

• Bachelor’s degree in Finance, Accounting, Economics, or related field (Master’s degree or CFA designation preferred).
• 2–4 years of experience in credit analysis, corporate banking, or financial services.
• Strong knowledge of financial modeling, risk assessment, and corporate lending practices.
• Proficiency in Microsoft Excel and financial analysis tools.
• Excellent communication and presentation skills, with the ability to explain complex financial concepts clearly.
• High attention to detail, strong problem-solving skills, and ability to work under pressure.

What We Offer

• Competitive compensation and benefits package.
• Opportunities for professional development and career advancement.
• Exposure to diverse industries and complex corporate financing structures.
• A collaborative and dynamic work environment.

About Us

As a leading corporate banking institution, we are committed to supporting businesses with tailored financial solutions. Our team of professionals works closely with clients to understand their needs and provide strategic lending that drives growth while managing risk responsibly.